The payment link rail built for vendors

Create a secure payment link in seconds. No signup — just your bank details.

⚡ Instant links 🏦 Direct settlement 🔒 Secure checkout
Create a link → Sign up free
Wavy payment link checkout

How it works

Three steps from signup to money in your account.

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Create a link

Log in, enter amount and description on the Create page. Wavy generates a unique URL instantly.

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Share anywhere

Send via SMS, email, social media, or embed in invoices. One link, any channel.

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Get paid

Customer completes checkout. Funds settle directly to your Nigerian bank account.

Wavy payment receipt

Digital receipts

Every payment generates a branded receipt with live status, reference number, and fee breakdown.

Start collecting →

Ready to collect?

Create your first payment link in under a minute.

Go to Create Link →