The payment link rail built for vendors

One-time links or recurring subscriptions — collect payments on autopilot and get settled to your bank.

Recurring subs Instant links Direct settlement Secure checkout
Create a link → Start subscriptions →
Wavy payment link checkout
✦ NEW · LIVE
Wavy recurring subscriptions on mobile
Auto-renewal billing loop Auto-renewal
RECURRING PAYMENTS

Subscriptions that bill themselves

Gym memberships, SaaS plans, retainer fees, weekly deliveries — set it once, Flutterwave charges your customers every cycle. Zero chasing.

  • ↻ Weekly, monthly, or customPick the billing rhythm that fits your business.
  • ⚡ One checkout, infinite renewalsCustomer pays once — Wavy + Flutterwave handle the rest.
  • 🏦 Same bank settlementEvery renewal lands in your Nigerian bank account.
Launch a subscription plan → See how it works
Weekly Monthly Quarterly Yearly Custom
<2s Link generation
T+1 Bank settlement LIVE RAIL
Auto Subscription renewals NEW
256-bit TLS encryption
100% Fee transparency
SUBSCRIPTION RAIL

Set up recurring revenue in 3 taps

No code. No spreadsheets. Share a link — customers subscribe and get billed automatically via Flutterwave.

01

Create your plan

Name it, set the amount and interval — weekly gym, monthly retainer, whatever you sell.

POST /subscriptions/plans
02

Share subscribe link

Drop it in WhatsApp, email, or your site. Customer enters email and checks out once.

POST /plans/:id/subscribe
03

Get paid on repeat

Flutterwave auto-charges each cycle. You get webhooks, receipts, and bank settlement.

WEBHOOK charge.completed
PAYMENT RAIL

Three-step settlement flow

From link creation to bank credit — fully automated, no manual reconciliation.

01

Generate link

Set amount, description, and expiry. Wavy mints a unique checkout URL instantly.

POST /links
02

Distribute

Share via SMS, email, WhatsApp, or embed in invoices. One URL, any channel.

GET /pay/:id
03

Settle to bank

Customer completes checkout. Funds route directly to your Nigerian bank account.

WEBHOOK settled
INFRASTRUCTURE

Built on payment-grade rails

Enterprise infrastructure with the simplicity of a single payment link.

Direct bank settlement

NIBSS rail via Flutterwave. Funds land in any major Nigerian bank.

  • All tier-1 banks supported
  • Real-time status tracking
  • Automated payout alerts

Secure checkout

PCI-compliant payment processing with encrypted checkout sessions.

  • TLS 1.3 in transit
  • Tokenized card data
  • Fraud screening enabled

Live transaction data

Every payment emits status events you can track from dashboard or receipt.

  • Unique tx reference
  • Fee breakdown on receipt
  • Instant confirmation
receipt.wavy.ng
Wavy payment receipt
RECEIPT ENGINE

Audit-ready digital receipts

  • ✓ Live payment statusReal-time success, pending, or failed states on every receipt.
  • ✓ Unique reference IDsProvider ref, tx ref, and receipt number for reconciliation.
  • ✓ Transparent fee breakdownCustomer sees processing fee before and after checkout.
  • ✓ QR verificationScan-to-verify authenticity on any device.
Start collecting →
GET STARTED

Ready to collect?

One-time payment link or recurring subscription — live in under 60 seconds.

Create payment link → Start subscriptions →
No setup fees Auto-renewals via Flutterwave Bank payout in T+1